Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers

Buying your first home? We offer the guidance you need to get started.

Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.

Get started by using one of our FREE tools!

Today’s Mortgage Rates

Purchase Pre-Approval

Refinance Analysis

Today’s Mortgage Rates

Purchase Pre-Approval

Refinance Analysis

Jackie Edgar

Owner // Loan Officer //  NMLS #793562

Jackie Edgar is the Owner and Loan Officer of Jackie Edgar Mortgage LLC, dedicated to helping individuals and families achieve their homeownership goals. With a strong commitment to personalized service, Jackie works closely with clients to understand their financial needs and guide them through every step of the mortgage process.

Known for reliability, transparency, and attention to detail, Jackie strives to make home financing clear and stress-free. Whether assisting first-time homebuyers, refinancing existing loans, or supporting real estate investors, Jackie focuses on finding the best lending solutions tailored to each client’s situation.

Through Jackie Edgar Mortgage LLC, Jackie continues to build lasting relationships by providing honest guidance and dependable mortgage expertise.

jledgar19@gmail.com(337) 501-7005
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Why Choose Us?

At Jackie Edgar Mortgage LLC, we’re committed to making the mortgage process simple, transparent, and focused on your goals.

  • Personalized Solutions – Mortgage options tailored to your unique financial needs.
  • Trusted Guidance – Honest advice to help you make confident decisions.
  • Simple Process – A smooth and stress-free loan experience.
  • Dedicated Service – One-on-one support from application to closing.
  • Client-Focused – Your homeownership success is our top priority.

Schedule a Call

How The Process Works

1

Documentation

There are a few critical documents we will need to verify to start your process.

Learn More

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

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3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

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4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

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5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

Learn More

6

Closing

Signing the final documentation and receiving the keys to your new home!

Learn More

Does renting or buying a home make more sense? Check out what is best for you by using our Rent vs Buy Calculator...

Our mortgage calculators are for demonstration purposes only and may not reflect actual numbers for your specific mortgage. Contact us and we will walk you through the best possible mortgage scenario for your specific needs!

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$500 $10,000
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$50,000 $2 Million
$
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Credit Score
Advanced (optional)
Loan Term
$
%
0% 5%
$
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0% 15%
$ /month
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0% 5%
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Buying is cheaper than renting after
If you buy a house, after 3 years it will cost you $58 more per month and $5000 more in total than if you had rented. But you will own in equity of your home with an appreciated value of . If you buy a house, after 3 years you will have saved $58 per month and $5000 in total than if you had rented. You will also own in equity of your home with an appreciated value of .
Buying will never be cheaper than renting
Home equity after
RENT: $0
BUY: $0
years
Total cost over years
TOTAL COST
YEARS
Save & Email Results
Costs over
Monthly Cost (after )
Rent
Buy
Difference
$0
$0
$0
Yearly Cost (after )
Rent
Buy
Difference
$3,019
$92,453
$89,434
Total Cost (after )
Rent
Buy
Difference
$3,019
$92,453
$89,434
Estimated Costs
These costs are estimated based on the information under the advanced section. You may adjust these values to suit your particular situation in order to get a more accurate estimate.
Monthly mortgage payments
$
Homeowner's insurance
$
Private Mortgage Insurance
$
HOA dues
$
Property tax
$
Home repairs
$
Renovations
$
Closing costs
$
Yearly rent increase
%
Rental insurance
$
How We Calculate the Costs
Calculating the Cost of Renting The cost of renting is relatively straightforward to calculate. It primarily includes your monthly rent payments and a few additional expenses:
  • Monthly rent payments
  • Security deposit (typically equal to one month's rent)
  • Renters insurance (annual premium)
Calculating the Cost of Buying The cost of buying a home is more complex and includes both one-time and ongoing expenses: One-time Costs:
  • Down payment
  • Closing costs (typically 2-5% of the home's value)
Ongoing Costs:
  • Monthly mortgage payments (principal and interest)
  • Property taxes
  • Homeowners insurance
  • Private Mortgage Insurance (PMI) if applicable
  • HOA fees (if applicable)
  • Maintenance and repairs
  • Home improvements and renovations
Assumptions Our calculator makes several assumptions to provide a comprehensive comparison:
  • Annual home appreciation rate: %
  • Annual rent increase: %
  • Renters insurance: $ per year
  • Home maintenance and repairs: % of home value per year
  • Home improvements and renovations: % of home value per year
  • Selling costs when you sell the home: % of home value
These values can be adjusted in the advanced settings to better reflect your specific situation. The calculator takes all these factors into account over the specified time period to determine whether renting or buying is more cost-effective in your situation. Keep in mind that this is a simplified model and your actual costs may vary based on your specific circumstances and local market conditions.